Corporate Borrower Credit Analysis Training Course

Name: Corporate Borrower Credit Analysis and Structuring Course
Availability: InStock

Assess corporate borrowers, repayment capacity and facility structures with disciplined credit evidence and monitoring.

Corporate Borrower Credit Analysis Training Course

At a glance

Duration: 5 days
Format: Classroom
Cities: Accra, Cairo, Dubai, Sharm El-Sheikh, New York, Rome and more
Next session: 11 – 15 October 2026, Accra
Average fee: 5,800 €

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Corporate Borrower Credit Analysis and Structuring Course

Overview

Corporate Borrower Credit Analysis and Structuring Course is a five-day professional course for corporate credit analysts, relationship managers, lending officers, risk professionals, and portfolio reviewers. Participants move from business and industry assessment through normalized financial statements, cash flow, leverage, repayment capacity, facility structure, collateral, covenants, risk rating, credit recommendation, and post-approval monitoring. They leave with a Corporate Credit Decision File. Agile Leaders Training Center delivers this corporate credit analysis course for evidence-based lending decisions rather than general FP&A, retail credit, or collections.

Who Should Attend

Corporate credit analysts preparing borrower assessments and recommendations
Relationship managers responsible for understanding client needs and credit risks
Lending officers structuring facilities, security, covenants, and repayment terms
Credit risk professionals reviewing ratings, exceptions, and approval evidence
Portfolio managers monitoring exposures, early warnings, and covenant compliance
Finance professionals moving into corporate banking or commercial lending roles

Participants should understand basic accounting and financial statements. The course does not provide legal advice, a credit-approval delegation, or a guarantee of borrower performance.

Departments and Industries

Corporate, commercial, wholesale, and SME banking teams
Credit analysis, underwriting, approval, and portfolio management functions
Risk, remedial-management support, collateral, and credit-administration teams
Finance companies, development institutions, and trade-finance providers
Investment, treasury, audit, and assurance teams reviewing borrower risk
Large corporates with internal credit, counterparty, or customer-risk functions

Learning Objectives

By the end of this course, participants will be able to:

Assess corporate business models, industries, management, and competitive risks
Normalize borrower accounts and identify trends, anomalies, and accounting signals
Evaluate operating cash flow, leverage, liquidity, and debt-service capacity
Structure facility type, amount, tenor, amortization, collateral, and covenants
Assign a supported borrower risk rating and write a balanced credit memorandum
Monitor covenants, collateral, performance, exceptions, and early-warning indicators

Course Agenda

Day 1: Borrower and Business Risk

Borrower Purpose, Ownership and Group Structure
Business Model and Revenue Driver Analysis
Industry Cycle, Competition and Concentration Risk
Management Quality and Governance Evidence
Credit Request and Repayment Source Map

Day 2: Financial Statement Normalization

Balance Sheet, Income and Cash Flow Linkage
Accounting Policy and One-Off Adjustment Review
Revenue, Margin and Cost Trend Analysis
Working Capital Cycle and Funding-Gap Assessment
Liquidity, Leverage, Profitability and Coverage Ratios

Day 3: Cash Flow and Repayment Capacity

Historical Operating Cash Flow Reconstruction
Free Cash Flow and Debt-Service Calculation
Forecast Assumption and Sensitivity Testing
Downside Scenario and Break-Even Analysis
Cash Flow Credit Analysis Course Case

Day 4: Facility Structure and Risk Mitigation

Facility Purpose, Type, Amount and Tenor Fit
Amortization and Repayment Schedule Design
Collateral Quality, Coverage and Control Review
Financial and Information Covenant Design
Conditions, Exceptions and Approval Boundaries

Day 5: Rating, Credit Memorandum and Monitoring

Borrower Risk Rating and Override Evidence
Corporate Credit Memorandum Structure
Balanced Recommendation and Approval Conditions
Covenant, Collateral and Performance Monitoring
Early Warning, Watchlist and Escalation Triggers

Practical Workshops

Apply a corporate lending analysis course business-risk template
Normalize statements and calculate repayment capacity
Use a corporate credit risk rating course scorecard
Structure a facility with collateral and covenants
Prepare a credit memorandum training course recommendation
Assemble the Corporate Credit Decision File

Course Deliverables

Borrower and Industry Risk Assessment
Normalized Financial Analysis Workbook
Cash Flow and Debt-Service Model
Facility, Collateral and Covenant Term Sheet
Credit Rating and Monitoring Dashboard
Corporate Credit Decision File

Frequently Asked Questions

Does the course focus on corporate borrowers?

Yes. The cases and tools address corporate and commercial borrower decisions rather than consumer credit, collections, or personal lending.

Will participants analyze financial statements?

Yes. They normalize accounts, calculate ratios, reconstruct cash flow, test forecasts, and connect results to repayment capacity.

Does the course cover collateral and covenants?

Yes. Participants evaluate collateral quality and control and design covenants that match identified borrower risks.

Will participants write a credit memorandum?

Yes. The capstone turns business, financial, structural, rating, and monitoring evidence into a balanced recommendation.

What is the main workplace output?

Participants complete a Corporate Credit Decision File containing the analysis, structure, recommendation, controls, and monitoring plan.

credits: 5 credit per day

Course Mode: full-time

Provider: Agile Leaders Training Center

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Showing 41-60 of 74 events

Location	Dates	Duration	Mode	Price
Vienna	Week 19, 2027 10 – 14 May 2027	5 Days	Onsite	€5,700
Porto	Week 19, 2027 10 – 14 May 2027	5 Days	Onsite	€5,700
Johannesburg	Week 19, 2027 16 – 20 May 2027	5 Days	Onsite	€4,500
Rome	Week 20, 2027 17 – 21 May 2027	5 Days	Onsite	€5,700
Seoul	Week 21, 2027 24 – 28 May 2027	5 Days	Onsite	€10,000
Geneva	Week 21, 2027 30 May – 3 June 2027	5 Days	Onsite	€6,200
Zanzibar	Week 22, 2027 6 – 10 June 2027	5 Days	Onsite	€5,500
Barcelona	Week 23, 2027 7 – 11 June 2027	5 Days	Onsite	€5,700
Istanbul	Week 24, 2027 14 – 18 June 2027	5 Days	Onsite	€4,500
Muscat	Week 24, 2027 20 – 24 June 2027	5 Days	Onsite	€5,700
Jakarta	Week 26, 2027 28 June – 2 July 2027	5 Days	Onsite	€5,700
Manama	Week 26, 2027 4 – 8 July 2027	5 Days	Onsite	€4,700
London	Week 28, 2027 12 – 16 July 2027	5 Days	Onsite	€5,700
Nice	Week 28, 2027 12 – 16 July 2027	5 Days	Onsite	€5,700
Amsterdam	Week 29, 2027 19 – 23 July 2027	5 Days	Onsite	€5,700
Berlin	Week 29, 2027 19 – 23 July 2027	5 Days	Onsite	€5,700
Milan	Week 30, 2027 26 – 30 July 2027	5 Days	Onsite	€5,700
Bali	Week 30, 2027 1 – 5 August 2027	5 Days	Onsite	€5,700
Tbilisi	Week 31, 2027 2 – 6 August 2027	5 Days	Onsite	€5,000
Madrid	Week 32, 2027 9 – 13 August 2027	5 Days	Onsite	€5,700

Frequently asked questions

What does this course cover?

OverviewCorporate Borrower Credit Analysis and Structuring Course is a five-day professional course for corporate credit analysts, relationship managers, lending officers, risk professionals, and portfolio reviewers. Participants move from business and industry assessment through normalized financial statements, cash flow, leverage, repayment capacity, fa…

Are training dates available?

Yes. Available dates and destinations are listed in the course dates section on this page.

How can I register?

Choose an available date on this page and complete the registration form, or send a programme enquiry.

Can I download the course brochure?

Yes. Use the brochure download link provided on this page.

Corporate Borrower Credit Analysis Training Course